Manufacturing cash flow for businesses
Get paid in 3 days instead of 60
Up to 97.25% advance rate
No personal guarantees required
Advance rate of up to 97.25%
Transparent fees*
*Fees subject to change. No personal credit check. No personal guarantee.
Net 30 payment terms
2.75%
Net 31 - 60 payment terms
3.00%
What We Offer
Early payments
Why wait up to 60 days to get paid? Get immediate payments from Kaali Factory on approved invoices.
Convert A/R to Cash
Your business is not a free bank. Use your most important asset, A/R, to fuel your business with cash from Kaali Factory.
Reduce Risk
Our non-recourse receivable financing eliminates late-payment stress. We take the risk so you can have peace of mind.
Scale Your Business
We pay invoices early and worry about the buyer payments so you can focus on growing your business.
Portal Access
Kaali Factory's user-friendly online portal makes submitting invoices and tracking payments a breeze.
Reports
Kaali Factory provides automated customer statements - that's one less administrative task for you.
Partner with KAALI if your company meets the following:
Been in business for 2 or more years with current registration in good standing
Average revenue of $150k - $500k
B2B or B2G receivables (6 months of payment history w/ buyer(s) to factor)
Offer payment terms to buyers (Net 10 to Net 60 terms)
Most recent year of tax returns
No active factor relationship, merchant cash advance, liens or judgements
Preferred Industry: Professional, Management Consulting & Technical Services, Manufacturing, Educational services, Facility Management, Wholesale Trade
Know the story behind
the cashflow transformation
Kaali Factory began when our founders saw an opportunity to transform how businesses access funding for growth. Backed by over 50 years of experience in financial services and fintech, our team came together with a shared mission: to provide a solutions-driven, consultative approach that goes beyond transactions. We work hand-in-hand with business owners and their teams, prioritizing long-term growth and success.
At Kaali, it's not just about funding—it's about building lasting partnerships that empower businesses to thrive.
We Manufacture Cashflow for Business
The B2B financing solutions that allows your business to unlock the cashflow needed to grow
1
Invoice your customer
2
submit invoice to KAALI
3
get paid immediately
4
continue to grow
5
KAALI manages the A/R
Our Team
Haddy Coulibaly
MEMBER
Haddy Jallow Coulibaly, is a global Operations and Risk Management Executive with 19 years of extensive experience in Process Management, Operations Development and Product Implementation for both startup and growth-oriented FinTech/Financial Services companies with a diverse range of initiatives/products. Haddy, most recently served as SVP of Operations at BigCart Technology, tasked with the identification, analysis, underwriting, mitigation and evaluation of the firm’s business. Prior to that, Haddy served as the VP of Credit at NOW Corp where she built the credit and operations team from the ground up. Haddy is also the Co-Founder of Elev8 Foundation Inc, a 501c3 non-profit organization that helps provide educational, health, and financial resources to children and related benefits to mothers in underserved communities in the US and The Gambia.
Samuel H. Howard II
MEMBER
Samuel H. Howard II is an experienced results-driven finance leader with excellent strategic planning, execution, and management skills. Throughout his 25+ years, Samuel has a track record of driving growth and operational excellence, as demonstrated by his tenure as GBD Health Plan CFO at Anthem, Inc. leading the Georgia Health Plan to financial success. His experience also includes roles at Knight Advisors, LLC and Xantus Corporation, where he played key roles in financial management and business advisory services identifying and analyzing financial and operational issues, creating workable solutions, and implementing effective strategies.